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A farm equipment insurance policy covers damage resulting from:
It is important to get farm equipment insurance because standard farm insurance acts as a shield for various damages like personal accidents, natural calamities, and even third-party liabilities. The different damages covered by farm equipment insurance are external damages, damages caused due to natural calamities like earthquakes, cyclones, floods, storms, landslides, etc. Unforeseen circumstances like a fire, explosion, etc., are also covered by farm equipment insurance. Accidents that are caused while the tractor is in transit on the road, waterways, etc., are also covered by farm equipment insurance, and manmade causes like theft and accidental damage are also insured. Along with covering these risks, insurance policies protect the other farming machines like harvesters, rotavators, power harrows, threshers, etc.